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Darling faces pressure over floods

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Alistair Darling, the chancellor, is facing pressure from the insurance industry ahead of his first Budget tomorrow.

Mr Darling has been urged to make a commitment to flood defences after parts of Britain were again hit by extreme weather over the last 24 hours.

The high winds and heavy rain are expected to lead to another rash of home and car insurance claims, although not on the scale of last year's floods, which cost insurers £3 billion.

"Flooding poses an increasing threat to all householders and businesses, as today's storms and last summer's severe weather demonstrate," said Martin Hall, director of home underwriting at RBS Insurance.

"The government must recognise this by providing the necessary investment in flood defence without delay."

Insurers have warned that some homeowners in some parts of the country might find it hard or even impossible to cover their homes against the risk of flooding.

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