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Terms, Conditions & Privacy Policy

General

Ask-4loans.com is an online trading style for Loan 1 Ltd.

This web site (the "Site") is owned by Loan 1 Ltd. any access to this Site is governed by these terms and conditions.

If these terms and conditions are not accepted in full, you do not have permission to access this Site and therefore should cease using the Site immediately.

If there is any conflict between these terms and conditions and rules and/or specific terms of use appearing on this Site relating to specific material then the latter shall prevail.

Intellectual Property
All copyright, database rights and other intellectual property rights in the material on this Site (the "Content") belong to ask-4loans.com Individuals who access and/or use this Site will not obtain intellectual or other proprietary rights in the Content.

You may print or download to a local hard disk Content from this Site for your personal use only. You may not otherwise copy, distribute, sell or publish any of the Content of the Site without prior written permission.

Liability
ask-4loans.com uses reasonable endeavour to ensure the accuracy and completeness of all the information on the Site. However, you should always check any information on the Site before making any decisions based on that information.

Except in the event of death or personal injury caused by our negligent acts or omissions, we shall not be liable in any way for any damages arising in contract, tort (including negligence) or otherwise in respect of loss or damage arising out of or in connection with your use of the Site. In no event will ask-4loans.com be liable for any direct, indirect or consequential damages in contract or tort (including negligence), including loss of profit, loss or damage to property or relating to claims made by third parties.

This Site may contain links to third party web sites which are not under the control of ask-4loans.com. ask-4loans.com are not responsible for the material on such third party sites, links to which are provided solely as a convenience.

Privacy Policy
ask-4loans.com takes it responsibilities regarding privacy of customer information very seriously. This policy explains how we use any customer information and how we protect your privacy.

The details provided may be used to contact you by letter, phone, fax, e-mail or text messaging about your application and for future marketing, including loans. If we are unable to source a suitable loan for you or are unable to contact you we may pass your details on to one of our trusted lending partners.

Why do we need customer information and how do we use it?
When applying for a loan with ask-4loans.com, we need to know your name, address, telephone and fax numbers, employment and mortgage details. We also need to know the name of any joint applicants.
This information allows us to process your application and tailor a loan to suit your needs and circumstances. We ask for your telephone number so that we can contact you urgently if there is a problem with your application.

ask-4loans.com may use the information collected to obtain credit searches which will be recorded and disclosed on any future searches carried out by other companies.

Your consent
In using this web site, you consent to the collection and use of this information by ask-4loans.com in the ways described above. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it and in what circumstances we disclose it.

OUR TYPICAL VARIABLE RATE IS 12.6% APR.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT
An arrangement fee of up to 10% of the advance or minimum £450 depending on your circumstances will be charged. No upfront fees are ever charged. NO LOAN, NO FEE

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About Ask-4loans

At Ask-4loans we can provide you with personal loans, consolidation loans and loans for any purpose. Whether its for that dream holiday or that brand new car, Ask-4loans has the right loan for you. There are hundreds of homeowner loans to choose from with up to nothing to repay for 5 months.

Loans

At some point in our lives most of us will experience financial difficulties – There are many options that can help you out of this difficult time. A loan can be a good option. Whether you are looking for something short or long term a loan can be just the helping hand you need to get out of your financial worries.

There are many types of loans available and usually you can find something to suit every circumstance. We will work together and find the best loan for you and your needs.

For example:

Consolidation loan: This is for people already in financial difficulty. It allows them to place all their loans together under 1 large loan and make just 1 repayment per month. This is usually much lower than the multiple payments you would have been making previously.

Personal loans: These come with a mixture of terms. Often they have fixed rates so that your interest stays the same. With this loan you have at least 7 and a half years to pay back what you have borrowed!

Home owner loans: These are loans that are secured on your home. Usually with these you are able to borrow higher amount because the loan is secured on your home. Often there are special deal available with nothing to do for the first few months & are available for any purpose; whether that be home improvements, to buy a car or to pay out some other one off expenses

Flexible repayment loan: This type of loan has set amount for your repayments however allows you to overpay when you want to so that the over all interest on the loan is reduced.

Poor Credit History: Do not worry if you have a poor credit history or CCJ’s, we are still able to help people in this position by offering them a loan to suit their needs.

Personal Loans

Personal loans are available for all needs and purposes. Whether you want to borrow a reasonably small amount or whether you need a bit more, a personal loan can be perfect for you.

Our loans are repayable over at least 90 months so you know that you will have small easy to manage payments, none of the worry of having to find more than you can afford each month.

A great advantage of taking out one of our personal loans is just that... It is personal! You can use it for any reason that you need – Whether you are looking to do some home improvements or you want a new car, maybe you have some other kind of unexpected expense that your wages just will not cover? Whatever the reason one of our personal loans can be ideal for you.

Our personal loans have a fixed rate for at least 5 years so you will know exactly what your interest rate is and won’t have to worry about that changing. With fixed monthly repayments it means you can sort out your monthly budget and not have to worry about that changing, giving you peace of mind.

We will always work with you to find the best loan that will suit you and your needs. We do not encourage you to borrow more than you can realistically afford to pay back. A personal loan is ideal for this as it allows you to choose the amount you want to borrow and pay it back over a long term.

So, whatever your reason for needing a loan – A personal loan could be just what you are looking for and you could even find that after your expenses you have something left to treat yourself with.

Consolidation Loans

Often people can get in a situation where they are making numerous payments to different companies each month, just to pay off arrears on previous loans. This can not only be expensive but it can be worrying also.

Knowing that on each pay day you are going to be debited with varying amounts can be a daunting time and keeping track of the different repayments and how much you have paid each company can be almost impossible.

For people in this situation a consolidation loan is ideal. Upon working how much you owe all the other companies in total you can get a loan to cover this. Use this money to pay off each of the other debtors & then you have just 1 repayment each month to make.

Often this works out much cheaper than the previous repayments you were making. It can make it much easier to manage your finances and takes away the worry of keeping track of each of your debts.

With this type of loan you can often be left with money left over for yourself too. Many people who take out consolidation loans find that the security of knowing that they are actually taking control of their finances so uplifting. To have many left over is a bonus and once again they can start to enjoy life without having the constant worry of payments. Not only that but you know that you are not going to have debt collectors knocking on the door and you no longer have to worry about what post is going to be delivered because now with your consolidation loan everything is much clearer and you are in control once again.

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ask-4loans.com is the on-line trading style for Loan 1 Ltd., 2nd Floor, 207 Bath Street, Glasgow, G2 4HZ
Registered in Scotland No. 338702 : Licensed Credit Brokers

Personal Loans, Consolidation Loans and Loans from ask-4loans.com

Loans, Personal Loans, Consolidation Loans

Terms & Conditions

APPLY ONLINE OR CALL 0800 328 3022

Any purpose loans. Any purpose mortgages. Any reason why not?